Met Expectations - Home Finance Software Critique
It is fantastic software. After years of living in and out of credit I finally got the help I needed. And a working sync system between the iPhone app and the desktop app. I've only used it for more than a month but I haven't found anything to complain about.
Let's say you spend $500 on Christmas gifts each year. Instead of paying out that extra 500 in December, the software makes it easy to set aside $42 per month for that expense, building until that time comes. I used to worry that the number in my checking account may not be enough to make everything come together. I can unequivocally state that now, I just don't care. It's eye-opening, to say the least. It will change the way you think about your money, or in my case, it made me *start* thinking about my money.
As soon as the file has been downloaded, YNAB imports it automatically. It's a little extra work, but certainly not excessive.
It's simple, but powerful. I have given up on just about every money management program out there. I could never get all the numbers from all the accounts to match up. I could never grasp where my money was or where it was going.
I will leave the futures of YNAB to other reviews. This is an OK program but is defiantly not for everyone.
You won't be disappointed with this God-sent utility. I have been using YNAB for a little over a year now. But I understand this product is continuously being updated (and future updates are free), so this might not be a problem for long. I've been using YNAB for 2 years now and I love it. It's a simple, straightforward, effective program. It deserves 5 stars. I was more in touch when I used to budget in Excel, and got lazy when I started using Quicken. What really excites me about YNAB is the ability to plan for future expenses by budgeting them for them NOW - eg set aside $100 a month for your semi-annual car insurance premiums, or for an upcoming vacation. I loved the feeling that Jesse was talking to me. I loved the YNAB 10 day eCourse.
We are going to be working toward this. He shows you were your money is going in several different forms, which is very helpful.
Let's say you spend $500 on Christmas gifts each year. Instead of paying out that extra 500 in December, the software makes it easy to set aside $42 per month for that expense, building until that time comes. I used to worry that the number in my checking account may not be enough to make everything come together. I can unequivocally state that now, I just don't care. It's eye-opening, to say the least. It will change the way you think about your money, or in my case, it made me *start* thinking about my money.
As soon as the file has been downloaded, YNAB imports it automatically. It's a little extra work, but certainly not excessive.
It's simple, but powerful. I have given up on just about every money management program out there. I could never get all the numbers from all the accounts to match up. I could never grasp where my money was or where it was going.
I will leave the futures of YNAB to other reviews. This is an OK program but is defiantly not for everyone.
You won't be disappointed with this God-sent utility. I have been using YNAB for a little over a year now. But I understand this product is continuously being updated (and future updates are free), so this might not be a problem for long. I've been using YNAB for 2 years now and I love it. It's a simple, straightforward, effective program. It deserves 5 stars. I was more in touch when I used to budget in Excel, and got lazy when I started using Quicken. What really excites me about YNAB is the ability to plan for future expenses by budgeting them for them NOW - eg set aside $100 a month for your semi-annual car insurance premiums, or for an upcoming vacation. I loved the feeling that Jesse was talking to me. I loved the YNAB 10 day eCourse.
We are going to be working toward this. He shows you were your money is going in several different forms, which is very helpful.
About the Author:
Yeah, you can do it yourself, maybe if you're really good with Excel or Open Office you could build something like this. window chip repair.
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